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    Join Us

    Join Us

    We would be delighted to welcome you as our newest member. Find out just how easy it is to become part of a credit union that is always working for you
    Need a Loan?

    Need a Loan?

    Whether it is funding your plans with a personal loan, investing in a sustainable future with green lending, or finding the perfect mortgage, we have you covered.
    Savings

    Savings

    Whether it is for a big goal or an emergency fund, our different savings accounts give you the security and flexibility you need.
    About Us

    About Us

    Public Service Credit Union is a ‘not-for-profit’ financial co-operative owned by its members and represents their interest throughout Ireland and abroad.
    12 Month Fixed Term Deposit Account

    12 Month Fixed Term Deposit Account

    Available until 25 April 2025 with a start date of 1 May 2025.

    Public Service Credit Union Summary Data Protection Statement

    Welcome to the
    Public Service Credit Union Website

    Public Service Credit Union is a not for profit financial co-operative,
    owned by its members.

    Loan Calculator

    Apply for a loan with interest rates that suit you!

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    Term

    Repayment Frequency
    APR
    5.01%
    # Repayments
    Total
    APR
    5.01%
    # Repayments
    Total
    APR
    5.01%
    # Repayments
    Total
    APR
    5.01%
    # Repayments
    Total

    Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. Whilst every care has been made in the production of this web page, Public Service Credit Union Ltd, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes made. This web page and its contents are for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing. Any statements on this website do not purport to be authoritative or legally binding.

    Our Loans at a glance

    Loans to suit all purposes.

    Welcome Loans

    Welcome Loans

    Available to members who have never borrowed from us before and for a variety of purposes.

    Learn More
    Education Loans

    Education Loans

    Back to school or starting college? We're here to help out with your educational needs.

    Learn More
    Secure Loans

    Secure Loans

    Have savings with us? Consider a Secure Loan and avail of a very favourable rate.

    Learn More
    Home Improvement Loans

    Home Improvement Loans

    Whether you're decorating a room, renovating your kitchen or completing an extension, we have you covered.

    Learn More
    Explore All Loans

    Our Services

    Salary Deduction

    Conveniently save or repay loans directly from your salary. Our team help with all the set up and then you can enjoy the peace of mind knowing your financial goals and commitments are managed effortlessly.

    Automated Payments

    Simplify your finances with automated payments. Set up regular transfers and direct debits to ensure your bills are paid on time, every time.

    Death Benefit Insurance

    Provide extra security for your family with our Death Benefit Insurance. This service, available for a nominal fee, helps cover funeral expenses and other costs in the event of your death.

    Join PSCU today!
    Join PSCU today!

    Join PSCU today!

    Latest News

    Fixed Term Deposit Account
    24 Mar 2025

    Fixed Term Deposit Account

    Read More
    Do you  need to clear your credit card?
    10 Feb 2025

    Do you need to clear your credit card?

    Do you need to clear your credit card balance? Look at a cheaper rate loan from PSCU...

    Read More
    2 Great Car Loan Options
    01 Jan 2025

    2 Great Car Loan Options

    PSCU offers 2 great car loan rates. A special car loan rate & a green vehicle loan...

    Read More