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Join Us

Join Us

We would be delighted to welcome you as our newest member. Find out just how easy it is to become part of a credit union that is always working for you
Need a Loan?

Need a Loan?

Whether it is funding your plans with a personal loan, investing in a sustainable future with green lending, or finding the perfect mortgage, we have you covered.
Savings

Savings

Whether it is for a big goal or an emergency fund, our different savings accounts give you the security and flexibility you need.
About Us

About Us

Public Service Credit Union is a ‘not-for-profit’ financial co-operative owned by its members and represents their interest throughout Ireland and abroad.
Seamus P. MacEoin Third Level Prize Draw

Seamus P. MacEoin Third Level Prize Draw

This year the Education Prize Fund is €70,000 - 35 students will each receive €2,000 to help towards their college expenses.

Welcome to the
Public Service Credit Union Website

Public Service Credit Union is a not for profit financial co-operative,
owned by its members.

Loan Calculator

Apply for a loan with interest rates that suit you!

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5.01%
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5.01%
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APR
5.01%
# Repayments
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Total Cost
APR
5.01%
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Total Cost

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. Whilst every care has been made in the production of this web page, Public Service Credit Union Ltd, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes made. This web page and its contents are for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing. Any statements on this website do not purport to be authoritative or legally binding.

Our Loans at a glance

Loans to suit all purposes.

Welcome Loans

Welcome Loans

Available to members who have never borrowed from us before and for a variety of purposes.

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Education Loans

Education Loans

Back to school or starting college? We're here to help out with your educational needs.

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Secure Loans

Secure Loans

Have savings with us? Consider a Secure Loan and avail of a very favourable rate.

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Home Improvement Loans

Home Improvement Loans

Whether you're decorating a room, renovating your kitchen or completing an extension, we have you covered.

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Explore All Loans

Our Services

Salary Deduction

Conveniently save or repay loans directly from your salary. Our team help with all the set up and then you can enjoy the peace of mind knowing your financial goals and commitments are managed effortlessly.

Automated Payments

Simplify your finances with automated payments. Set up regular transfers and direct debits to ensure your bills are paid on time, every time.

Death Benefit Insurance

Provide extra security for your family with our Death Benefit Insurance. This service, available for a nominal fee, helps cover funeral expenses and other costs in the event of your death.

Charity of Choice

PSCU selects a "Charity of Choice" and donates to the charity every year

Join PSCU today!
Join PSCU today!

Join PSCU today!

Latest News

Special Rate Education Loan
08 Aug 2025

Special Rate Education Loan

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We are hiring a mortgage / loans officer
10 Feb 2025

We are hiring a mortgage / loans officer

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Do you  need to clear your credit card?
10 Feb 2025

Do you need to clear your credit card?

Do you need to clear your credit card balance? Look at a cheaper rate loan from PSCU...

Read More
2 Great Car Loan Options
01 Jan 2025

2 Great Car Loan Options

PSCU offers 2 great car loan rates. A special car loan rate & a green vehicle loan...

Read More
Third Level Education Prize Draw
02 Sep 2024

Third Level Education Prize Draw

Third Level Education Prize Draw with a total fund of €56,000 (28 x €2,000)...

Read More
Sepa Instant
01 Jan 0001

Sepa Instant

Read More