Home Improvement Loans

Home Improvement Loans

From a simple refresh to a full rebuild, our Home Improvement Loan gives you the financial peace of mind to turn your house into a home.

Home Improvement Loans At A Glance

Avail of our range of competitive loan products

No set up charges or account fees

Fast approvals for smaller loans

You could avail of a rebate on loan interest paid on your loan, if applied

As your loan decreases, so does your loan interest repayment

Be part of the Public Service Community and support your credit union

Loan Calculator

Try out our quick and easy loan calculator below

Maximum Loan Amount :
Maximum Loan Term :


Term

Repayment Frequency
APR
7.12%
# Repayments
Total
APR
7.12%
# Repayments
Total
APR
7.12%
# Repayments
Total
APR
7.12%
# Repayments
Total

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. Whilst every care has been made in the production of this web page, Public Service Credit Union Ltd, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes made. This web page and its contents are for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing. Any statements on this website do not purport to be authoritative or legally binding.

Representative Example of a Home Improvement Loan

A representative example is a term used in financial regulations.
The example will help to show you the typical costs associated with a loan for a certain amount.

Loan Amount

€30,000

Rate of interest - APR

7.12%

Loan Term

10 years

Total interest

€11,611

Montly Repayment

€347

Total Cost of Credit

€41,611

Loan Application Process

Become a Member

Become a Member

Join Connect Credit Union and avail of numerous tailored benefits, outstanding customer service and amazing community

Calculate your Loan

Calculate your Loan

Estimate how much you could borrow and calculate your repayments: weekly, fortnightly, or monthly using our online calculator

Apply for a Loan Online

Apply for a Loan Online

Apply for your loan from the comfort of your home with our new online loan application. Upload all your loan documents through our mobile app - no paper no stress!

Sit back and relax

Sit back and relax

Voilá! You are done! Our team are now reviewing your application, we will be in touch shortly to confirm your loan application.

Requirements

What do I need to apply?

  • Become a member of Public Service CU
  • Apply Online
  • Copy of 3 most recent payslips
  • 3 months of bank statements
  • Additional information may also be required

Ready To Apply

Are you ready to apply for a loan with us? If so, click the 'Apply Now' button below to begin your loan journey. Alternatively, if you need more information on our loans click 'Contact Us' to get in contact with a member of staff who can answer any of your queries.

Member Testimonials

“If I could give 10 stars I would, the mortgage team made our recent mortgage application so stress free. The team were great at keeping us up to date on everything and the quick loan stages ...”

Orla, Co Kildare Read more

“Thanks for your perseverance and dedication throughout this process, Ruth - you're a credit to your office.”

Colm, Co Kerry

“That’s brilliant. You have been so helpful, thank you.”

Barney, Co Wicklow

“Thank you so much to you and your team for making the mortgage process so easy.”

Aran, Co. Meath

“Thank you so much for this. It’s great news – we are very grateful for your help over the last number of months & a big thank you for your patience.”

Feilim, Co Donegal

“Thanks for everything, it really has been great dealing with you.”

JP, Co Westmeath