Current Accounts

Welcome to Your Current Account

At Public Service Credit Union, we are committed to providing you with a full-service current account that offers convenience, security, and a range of features designed to meet your everyday financial needs.

Key Features and Benefits

Please note that Public Service Credit Union do not offer joint current accounts.

Globally Accepted Mastercard® Debit Card

Use it in-store, online, or at ATMs worldwide.

Contactless Payments

Pay quickly and securely with contactless payment options, including Apple Pay and Google Pay™.

Transparent Fees

Enjoy straightforward pricing with a low monthly fee of €4, covering essential services like point-of-sale transactions, direct debit processing, and electronic payments.

Mobile and Online Banking

Manage your account anytime, anywhere with our secure mobile app and online banking portal.

Automate Your Payments

Set up standing orders and direct debits to automate regular payments effortlessly.

Cashback and ATM Withdrawals

Get cashback at participating retailers and up to 5 free ATM withdrawals per month within the Eurozone.

Overdraft Facility

Access funds for unexpected expenses with our flexible overdraft options (T&Cs apply).

24/7 Customer Support

We offer round-the-clock support for lost or stolen cards and other urgent queries.

Report a Lost or Stolen card here. Please also see the Card Safety Guidelines.

Why Open a Current Account with PSCU?

Opting for a PSCU Current Account provides a unique blend of community-focused service and modern banking features:

Real People Looking After You

Real People Looking After You

As a member-owned credit union, we prioritise your needs and deliver a personalised financial experience.

Community Commitment

Community Commitment

Our not-for-profit model means we reinvest in the community, providing accessible lending products and services for our members.

Easy Switching

Easy Switching

Moving to a PSCU Current Account is straightforward. We handle the switch for you, ensuring all your standing orders and direct debits are seamlessly transferred.

Real People Looking After You

As a member-owned credit union, we prioritise your needs and deliver a personalised financial experience.

Community Commitment

Our not-for-profit model means we reinvest in the community, providing accessible lending products and services for our members.

Easy Switching

Moving to a PSCU Current Account is straightforward. We handle the switch for you, ensuring all your standing orders and direct debits are seamlessly transferred.

Have a question about our Current Account?

Have you checked out our Frequently Asked Questions section on Current Accounts?

Documents/Useful Links

More information on Public Service Credit Union's Current Accounts.

Member Brochure

Terms and Conditions

Fees & Charges

Fraud Awareness Brochure

Lost or Stolen Debit Card

Card Safety Guidelines

Overdrafts

Currency Conversion Tool

Current Account FAQs

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. This card is issued by Transact Payments Malta Limited pursuant to licence by Mastercard International. Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Registration number C 91879.