Mortgages

Mortgages

We offer a personalised, guided mortgage journey with loan amounts up to €500,000 over 35 years. Let us welcome you home with a mortgage from Public Service Credit Union.

Benefits of a Mortgage with PSCU

Up to €500,000 over 35 year term available

Our rates are not affected by ECB rate changes.

Loan Protection Insurance included at no direct cost to you.

No penalty for early repayment of your loan

Friendly service, our team is here to help every step of the way.

Eligibility

  • You must be a member – if not, check your eligibility here
  • PAYE employee(s) only, in the case of a joint application, both applicants must be PAYE
  • For Principle Primary Residences only with an address in the Republic of Ireland
  • For applicants who are married, the application must be completed in joint names
  • We do not offer Self Builds, Investment or Buy to Let mortgages

Support Documents Required

3 months most recent & consecutive payslips

6 months most recent & consecutive bank statements including Revolut or an equivalent, where applicable. Statements required also include any accounts held for savings and credit cards.

12 months statements for all credit facilities, including Mortgage Statement & personal loans.

Your Employment Detail Summary for last year (both required in the case of a joint application), available from Revenue

Important Information to Include

  • Please ensure you complete all the sections of the application form, including the Salary Certificate on page 10.
  • Include the full address of new property (if known)
  • Contact details of your solicitor

 

Mortgage Calculator

Find out how much you could borrow with easy to use Mortgage Calculator.

Coming Soon

Download Mortgage Documents

Download Mortgage Information Sheet

Download Mortgage Enquiry Form

Download Switching your Home Loan

Download Help to Buy

Download Mortgage Arrears Resolution Process (MARP)

Download Financial Statement for use in the Mortgage Arrears Resolution Process

Member Testimonials

“If I could give 10 stars I would, the mortgage team made our recent mortgage application so stress free. The team were great at keeping us up to date on everything and the quick loan stages ...”

Orla, Co Kildare Read more

“Thanks for your perseverance and dedication throughout this process, Ruth - you're a credit to your office.”

Colm, Co Kerry

“That’s brilliant. You have been so helpful, thank you.”

Barney, Co Wicklow

“Thank you so much to you and your team for making the mortgage process so easy.”

Aran, Co. Meath

“Thank you so much for this. It’s great news – we are very grateful for your help over the last number of months & a big thank you for your patience.”

Feilim, Co Donegal

“Thanks for everything, it really has been great dealing with you.”

JP, Co Westmeath

Contact Us

If you would like a mortgage quote please use this form to contact us.